{"id":336,"date":"2019-12-09T06:56:38","date_gmt":"2019-12-09T06:56:38","guid":{"rendered":"http:\/\/emptydeskstaging.ca\/citywide\/?page_id=336"},"modified":"2020-03-20T12:44:10","modified_gmt":"2020-03-20T12:44:10","slug":"refinance","status":"publish","type":"page","link":"https:\/\/citywide.dazil.com\/citywidedesign2\/refinance\/","title":{"rendered":"Refinance"},"content":{"rendered":"

[et_pb_section fb_built=”1″ fullwidth=”on” next_background_color=”#002286″ _builder_version=”3.6″ bottom_divider_style=”slant” bottom_divider_flip=”horizontal”][et_pb_fullwidth_header title=”Refinance” subhead=”Learn More” text_orientation=”center” background_overlay_color=”rgba(52,81,104,0.8)” _builder_version=”3.19.9″ title_font=”Lato|700|||||||” title_font_size=”46px” title_font_size_tablet=”36px” title_font_size_last_edited=”on|phone” title_line_height=”1.5em” content_font=”Lato||||||||” content_font_size=”20px” content_line_height=”1.8em” subhead_font=”Lato|700|||||||” subhead_font_size=”25px” subhead_line_height=”1.5em” background_color=”#afafaf” background_image=”https:\/\/citywide.dazil.com\/citywidedesign2\/wp-content\/uploads\/sites\/2\/2020\/01\/citywide-vancouver-bc-8.jpg” custom_margin=”|||” custom_padding=”5vw||150px||false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”2%” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section fb_built=”1″ next_background_color=”#ffffff” admin_label=”Quote” _builder_version=”3.19.9″ background_color=”#002286″ custom_padding=”||150px||false” bottom_divider_style=”slant” bottom_divider_flip=”horizontal”][et_pb_row _builder_version=”3.6″][et_pb_column type=”4_4″ _builder_version=”3.6″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.19.9″ text_font=”Caveat|700|||||||” text_text_color=”#ffffff” text_font_size=”47px” text_font_size_tablet=”36px” text_font_size_phone=”26px” text_font_size_last_edited=”on|phone” text_line_height=”1.5em” header_font=”||||||||” text_orientation=”center” max_width=”800px” module_alignment=”center”]<\/p>\n

Canadians today face many reasons to refinance their mortgage.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ next_background_color=”#f5f5f5″ admin_label=”About Me” _builder_version=”3.6″ background_color=”#ffffff” custom_padding=”||150px||false|false” bottom_divider_style=”slant” bottom_divider_flip=”horizontal”][et_pb_row _builder_version=”3.4.1″][et_pb_column type=”1_2″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.19.9″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”1.8em” link_font=”||||||||” ul_font=”||||||||” ol_font=”||||||||” quote_font=”||||||||” header_font=”||||||||” header_2_font=”Lato|700|||||||” header_2_font_size=”30px” header_2_font_size_phone=”22px” header_2_font_size_last_edited=”on|phone” header_2_letter_spacing=”1px” header_2_line_height=”1.5em” animation_style=”slide” animation_direction=”bottom” animation_intensity_slide=”5%”]Canadians have many reasons to refinance their mortgages, from lowering rates to pulling out equity for debt consolidation or home renovations. Refinancing is a financial tool available to homeowners to access their equity for whatever they need.[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.6″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”1.8em” link_font=”||||||||” ul_font=”||||||||” ol_font=”||||||||” quote_font=”||||||||” header_font=”||||||||” header_2_font=”Lato|700|||||||” header_2_font_size=”30px” header_2_font_size_phone=”22px” header_2_font_size_last_edited=”on|phone” header_2_letter_spacing=”1px” header_2_line_height=”1.5em” animation_style=”slide” animation_direction=”bottom” animation_intensity_slide=”5%” locked=”off”][\/et_pb_text][et_pb_blurb title=”FOR EXAMPLE, YOU MAY HAVE BEEN WORKING AT IMPROVING YOUR CREDIT SCORE AND NOW QUALIFY FOR A NEW MORTGAGE WITH A BETTER DISCOUNT, OR YOU MAY WANT TO STABILIZE YOUR PAYMENTS BY CHANGING FROM A VARIABLE RATE MORTGAGE TO A FIXED-RATE.” use_icon=”on” font_icon=”%%202%%” icon_color=”#ffb356″ icon_placement=”left” content_max_width=”1100px” use_icon_font_size=”on” icon_font_size=”22px” _builder_version=”3.19.9″ header_font=”Lato|700|||||||” header_font_size=”16px” header_line_height=”1.4em” body_font=”||||||||” custom_margin=”|||” animation_style=”slide” animation_direction=”bottom” animation_intensity_slide=”5%” locked=”off”]<\/p>\n

Refinancing is also a good option to pull out equity for consolidating debt, home improvements, investments, college expenses, and more.<\/p>\n

[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Approach” _builder_version=”3.6″ background_color=”#f5f5f5″ custom_padding=”54px|0px|54px|0px|false|false”][et_pb_row use_custom_gutter=”on” gutter_width=”1″ custom_margin=”|||” padding_1_tablet=”|40px||40px||true” padding_1_last_edited=”off|desktop” _builder_version=”3.6″][et_pb_column type=”1_2″ _builder_version=”3.0.47″ padding_tablet=”|40px||40px||true” padding_last_edited=”off|desktop” parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.19.9″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”1.8em” link_font=”||||||||” ul_font=”||||||||” ol_font=”||||||||” quote_font=”||||||||” header_font=”||||||||” header_2_font=”Lato|700|||||||” header_2_font_size=”40px” header_2_font_size_phone=”22px” header_2_font_size_last_edited=”on|phone” header_2_letter_spacing=”1px” header_2_line_height=”1.5em” header_3_font=”||||||||” header_4_font=”||||||||” header_5_font=”||||||||” header_6_font=”Lato|700|||||||” header_6_font_size=”18px” header_6_letter_spacing=”1px” header_6_line_height=”1.8em” background_color=”#ffffff” custom_margin=”40px|||” custom_margin_tablet=”0px|0px|0px|” custom_margin_last_edited=”on|phone” custom_padding=”40px|40px|40px|40px|true|true” custom_padding_tablet=”|40px||40px||true” custom_padding_last_edited=”off|desktop” animation_style=”slide” animation_direction=”bottom” animation_intensity_slide=”5%”]<\/p>\n

CHIP<\/h2>\n
<\/blockquote>\n

If your retirement plans include staying in your home, we can help you look at financial tools to make that happen. Retirement shouldn\u2019t be stressful and with CHIP, it doesn\u2019t have to be.[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_image src=”https:\/\/citywide.dazil.com\/citywidedesign2\/wp-content\/uploads\/sites\/2\/2020\/01\/6.jpg” _builder_version=”3.19.9″ custom_margin=”|||” custom_margin_tablet=”0px|0px|0px|0px|true|true” custom_margin_last_edited=”off|desktop” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”5%” animation=”top”][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row use_custom_gutter=”on” gutter_width=”1″ custom_margin=”|||” padding_1_tablet=”|40px||40px||true” padding_1_last_edited=”off|desktop” _builder_version=”3.6″][et_pb_column type=”4_4″ _builder_version=”3.0.47″ padding_tablet=”|40px||40px||true” padding_last_edited=”off|desktop” parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.19.9″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”1.8em” link_font=”||||||||” ul_font=”||||||||” ol_font=”||||||||” quote_font=”||||||||” header_font=”||||||||” header_2_font=”Lato|700|||||||” header_2_font_size=”40px” header_2_font_size_phone=”22px” header_2_font_size_last_edited=”on|phone” header_2_letter_spacing=”1px” header_2_line_height=”1.5em” header_3_font=”||||||||” header_4_font=”||||||||” header_5_font=”||||||||” header_6_font=”Lato|700|||||||” header_6_font_size=”18px” header_6_letter_spacing=”1px” header_6_line_height=”1.8em” background_color=”#ffffff” custom_margin=”40px|||” custom_margin_tablet=”0px|0px|0px|” custom_margin_last_edited=”on|phone” custom_padding=”40px|40px|40px|40px|true|true” custom_padding_tablet=”|40px||40px||true” custom_padding_last_edited=”off|desktop” animation_style=”slide” animation_direction=”bottom” animation_intensity_slide=”5%”]We understand. HomEquity bank is the only bank dedicated to empowering older Canadian homeowners with smart, simple ways to use the value of their home during retirement.<\/p>\n

For over 25 years The Canadian Home Income Plan (CHIP) our reverse mortgage solution has helped thousands of older homeowners enjoy more financial flexibility without having to sell or move. <\/p>\n

CHIP might be the solution for you.<\/p>\n

Steve Ranson,
\nPresident and CEO HomeEquity Bank[\/et_pb_text][et_pb_button button_url=”https:\/\/velocity-app.newton.ca\/CWFC0001DealManagement\/Deal\/Public?sc=1seipfn80hse8″ url_new_window=”on” button_text=”Get Started” button_alignment=”center” _builder_version=”3.19.9″ custom_button=”on” button_text_size=”14px” button_text_color=”#ffffff” button_bg_color=”#002286″ button_border_width=”12px” button_border_color=”#002286″ button_border_radius=”50px” button_letter_spacing=”2px” button_font=”Lato|900||on|||||” button_icon=”%%3%%” custom_margin=”30px||30px||true” custom_margin_tablet=”|0vw||0vw||true” custom_margin_last_edited=”off|desktop” custom_padding=”|||” locked=”off” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Footer” _builder_version=”3.19.9″ background_color=”#345168″ use_background_color_gradient=”on” background_color_gradient_start=”#345168″ background_color_gradient_end=”rgba(219,219,219,0)” background_color_gradient_start_position=”5%” background_color_gradient_overlays_image=”on” background_image=”https:\/\/citywide.dazil.com\/citywidedesign2\/wp-content\/uploads\/sites\/2\/2020\/01\/citywide-vancouver-bc-9.jpg” custom_padding=”5%||10%||false|false” bottom_divider_flip=”horizontal” locked=”off”][et_pb_row _builder_version=”3.4.1″ locked=”off”][et_pb_column type=”4_4″ _builder_version=”3.4.1″ parallax=”off” parallax_method=”on”][et_pb_text admin_label=”Title” _builder_version=”3.6″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”1.8em” link_font=”||||||||” ul_font=”||||||||” ol_font=”||||||||” quote_font=”||||||||” header_font=”||||||||” header_2_font=”Lato|700|||||||” header_2_font_size=”40px” header_2_font_size_phone=”22px” header_2_font_size_last_edited=”on|phone” header_2_letter_spacing=”1px” header_2_line_height=”1.5em” header_3_font=”||||||||” header_4_font=”||||||||” header_5_font=”||||||||” header_6_font=”Lato|700|||||||” header_6_font_size=”18px” header_6_letter_spacing=”1px” header_6_line_height=”1.8em” text_orientation=”center” background_layout=”dark” max_width=”700px” module_alignment=”center”]<\/p>\n

Let’s Chat<\/h2>\n

[\/et_pb_text][et_pb_contact_form captcha=”off” submit_button_text=”Send Message” form_background_color=”#ffffff” module_id=”et_pb_contact_form_0″ _builder_version=”3.19.9″ title_font=”||||||||” form_field_font=”Lato||||||||” form_field_font_size=”16px” border_radii=”on|3px|3px|3px|3px” custom_button=”on” button_text_size=”14px” button_text_color=”#ffffff” button_bg_color=”#002286″ button_border_width=”12px” button_border_color=”#002286″ button_border_radius=”50px” button_letter_spacing=”2px” button_font=”Lato|900||on|||||” button_icon=”%%3%%” max_width=”700px” module_alignment=”center” animation_style=”slide” animation_direction=”bottom” animation_intensity_slide=”5%”][et_pb_contact_field field_id=”Email” field_title=”Email Address” field_type=”email” fullwidth_field=”on” _builder_version=”3.16″ border_radii=”on||||” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” 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Canadians today face many reasons to refinance their mortgage.Canadians have many reasons to refinance their mortgages, from lowering rates to pulling out equity for debt consolidation or home renovations. 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